Bank statement PDF passwords: how to open your statement

The examples use a made-up customer, Priya Sharma, born 7 March 1991.

• HDFC Bank, account statements downloaded from NetBanking or the app: your Customer ID, the same number as your NetBanking user ID. Source: HDFC Bank NetBanking FAQs.
• Axis Bank credit cards: the first four letters of your name in capitals, ignoring spaces and dots, followed by the day and month of your birth (PRIY0703), or followed by your Customer ID. Source: Axis Bank support.
• ICICI Bank credit cards: ICICI's credit card FAQ gives the first four letters of the name on the card in lower case plus the day and month of birth (priy0703), while an ICICI article says statement PDFs use the last four digits of the card. Try both. Sources: ICICI credit card FAQs, ICICI article.
• IndusInd Bank account statements: the first four letters of your name in capitals plus the day and month of birth (PRIY0703), or your Customer ID. It's case-sensitive. For IndusInd credit cards, use the password given in the statement email or SMS. Source: IndusInd credit cards.
• Bank of Baroda credit cards (BOBCARD): the first four letters of the name on the card in capitals plus your birth date, written DD/MM in BOBCARD's FAQ. Try it without the slash first (PRIY0703). Source: BOBCARD FAQs.
• SBI statements requested by SMS: the four-digit code you chose in your request message is the password. Source: SBI Quick.
• Kotak credit cards: Kotak says the password is usually your date of birth as MMYYYY (031991). Source: Kotak.

Many banks only say that statements are password-protected, without giving the format on their website. That includes SBI's monthly email statements, SBI Card, HDFC Bank credit cards, and account statements from Punjab National Bank, Canara Bank, Yes Bank and Bank of Baroda. Check the email that came with the statement, or ask the bank. Formats posted on other websites often disagree with each other, so don't rely on them.

Most published formats follow one of three patterns: four letters of your name plus your birth date, your customer ID, or digits from your card. Whether the letters are capitals or lower case matters.

• Use your name exactly as printed on the card or account, and check capitals.
• Write dates with leading zeros: 0703, not 73.
• Check where the statement came from. An emailed statement, a NetBanking download and an app download can use different passwords.

A statement shows your account number, balance and every transaction. Store the unlocked copy privately, add your own password with Protect PDF, or, if the recipient doesn't need everything, hide the rest with Redact PDF. You can delete the uploads from your PocketPDF Documents as soon as you've saved your copy.

Formats checked on the banks' websites on 28 October 2026. If your bank's format has changed, tell us at hi@pocketpdf.in.